5 Green Debit/Credit Card Solutions for Conscious Consumers in Europe and the US

Innovative finance solutions that promote conscious purchases and commit to sustainable investments are on the rise...

July 8, 2022

Innovative finance solutions that promote conscious purchases and commit to sustainable investments are on the rise, as conscious consumers look for ways to green up their banking accounts and purchases. Including carbon footprint calculation, carbon offset options per purchase, and green rewards cashback, here are 5 green debit/credit card solutions to help you sustainably manage your finance and purchases and track your progress through it.

1. Aspiration

Available in the United States

Options: Aspiration Spend & Save Debit Card, Aspiration Plus Debit Card, Aspiration Zero (Credit Card)

Aspiration promises that your savings and debit card purchases will never be used to fund the oil or coal industries. Aspiration’s Spend & Save account is technically one account with separate checking and savings balances. There are no minimum balance requirements or monthly fees. 

If you upgrade to Aspiration Plus for $5.99/month (billed annually), Aspiration will buy carbon offsets to match the calculated carbon output for every gas purchase you make. You can also get up to 10% cash back on purchases from socially and environmentally conscious brands that are part of Aspiration’s Conscience Coalition (3-5% for Aspiration, 10% for Aspiration Plus members).

With Aspiration Zero, Aspiration’s credit card, every time you make a purchase Aspiration will plant a tree and let you round up to plant one too. You can track your daily carbon footprint on the Aspiration app, and for every month you reach carbon zero you can get up to 1% cash back on all of your purchases.

Learn more about Aspiration

2. Doconomy’s DO Card

Available in: Sweden

Available Options: DO Credit Card, DO Black

Doconomy, a Swedish fintech company that integrates sustainability into digital finance solutions, launched the DO Credit card with Mastercard that calculates the carbon footprint from your purchases and enables you to offset your carbon impact through UNFCCC-certified projects via the DO app. 

The premium DO Black includes all the features of the DO card as well as a monthly CO2e limit for purchases, launched as the world’s first credit card with a carbon footprint limit. The credit cards are made with bio-sourced materials and printed with ink made from recycled air pollution particles.

Download the DO app to first open a climate-smart savings account and apply for the DO Credit card. The DO Black will include all the features of the DO card as well as a monthly CO2e limit for purchases, being the world’s first credit card with a carbon footprint limit.

Learn more about the DO Card

3. FutureCard Visa Card

Available in the United States

Available Option: FutureCard Visa Card

The FutureCard Visa Card is a green rewards charge card that rewards you for climate-friendly purchases. Enjoy 5% cash back on public transport, electric charging, bikes & scooters, and online marketplaces for renewed clothes & thrift stores, and 1% cash back on everything else. You can also receive 6% cash back for purchases from FuturePartners promote climate-friendly living such as Just Salad, Earth Hero, and Ministry of Supply. 

Learn more about FutureCard

4. Tomorrow

Based in: Germany

Available Options: Tomorrow Visa Debit Card

Tomorrow, a German fintech company, offers sustainable banking without any compromise and commits to using your money for only sustainable industries - no weapons, no coal power, no factory farming. In addition for every 5 euros paid with your Tomorrow card, you restore 1 wheelbarrow of habitat. 

You can open your bank account using the Tomorrow app and receive your free Tomorrow Visa card made of 90% recycled materials. Opening a Tomorrow account is available in 3 plans - Now (3 € / month), Change (7 € / month), and Zero (15 € / month), and with the Tomorrow Zero premium plan your subscription fee will be used to buy CO₂ certificates that offset the yearly carbon emissions of an average German as well as Tomorrow’s wooden Visa card.

Learn more about Tomorrow

5. Treecard

Available in the United States

Available Option: Treecard Wooden Mastercard

Tree card, made from sustainably sourced cherry wood to reduce plastic waste, reforests the planet as you spend. They are on a mission to become carbon negative, promote and provide a way of banking that actively helps to restore and protect the planet, and raise climate awareness to help people track and improve their consumption impact. They work with Ecosia to plant trees using fees incurred from Treecard purchases, and 80% of profits go to reforestation and climate investments.

Start by linking your Tree Card app to your bank accounts. You can track and categorize your spending history. For every $60 you spend, Tree Card plants a tree. As a result, you get a whole view of your impact over time and check how many trees you have planted.

Learn more about Treecard 


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